Starting Over, Starting NOW!

Search: “consumer proposal”

We found 519 results for your search.

HOW DOES DEBT RELIEF WORK: APPARENTLY NOT GREAT 4 EVERYONE

Post author By Ira Smith
Post date November 25, 2019

NOTE: On January 13, 2022, three settlement agreements were approved by the Honourable Justice Mayer of the British Columbia Supreme Court on January 29, 2021, and November 15, 2021. As a compromise of disputed claims, these settlements are not an admission or finding of liability by the settling Defendants. You can read all about the […]

Tags 4 pillars lawsuit, are debt relief programs a good idea, Bankruptcy, Bankruptcy and Insolvency Act, bankruptcy trustee, BIA, consumer debt relief, Consumer Proposal, debt settlement credit score impact, debt settlement negotiation, do debt relief programs really work, how does a debt relief program affect your credit, how does debt relief work, Ira Smith Trustee, is debt settlement a good idea, is debt settlement really worth it, licensed insolvency trustee, Pearce v. 4 Pillars Consulting Group Inc.

Brandon Blog Post

CREDIT COUNSELLING CANADA: VERY BUSY WITH BANKRUPTCY ONLINE CHATTER

Post author By Ira Smith
Post date November 18, 2019

If you would prefer to listen to the audio version of this credit counselling Canada Brandon’s Blog, please scroll down to the bottom and click on the podcast Introduction Like many people, I have set up various Google News alerts. Mine are mostly on the topic of insolvency. I have done this so that whenever […]

Tags Bankruptcy, Bankruptcy and Insolvency Act, bankruptcy discharge, bankruptcy discharge in canada, bankruptcy toronto, bankruptcy trustee, BIA, Consumer Proposal, consumer proposal ontario, credit counselling, credit counselling canada, licensed insolvency trustee, Office of the Superintendent of Bankruptcy, ontario consumer proposal, personal bankruptcy toronto, what is a consumer proposal

Brandon Blog Post

SINGLE SPOUSE BANKRUPTCY ON-DEMAND: LEGAL EFFECTS WHEN ONLY 1 SPOUSE FILES FOR BANKRUPTCY

Post author By Ira Smith
Post date October 23, 2019

Single Spouse Bankruptcy: Does Declaring Bankruptcy Affect Your Spouse? You are in either a common-law relationship or are married. You are thinking about filing bankruptcy alone as a single spouse bankruptcy without your partner filing. You have actually possibly questioned just how will your bankruptcy affect your spouse. The bright side is that in the […]

Tags Bankruptcy, bankruptcy trustee, BIA, can just one spouse file bankruptcy, can my spouse and i file for joint bankruptcy, can my wife file bankruptcy without affecting me, can one spouse file for bankruptcy if you share debts, can one spouse file for bankruptcy if you share property, does a consumer proposal affect my spouse, does declaring bankruptcy affect your spouse, how will my bankruptcy filing impact my spouse’s credit, Ira Smith Trustee, joint bankruptcy, joint consumer proposal, legal effects when only one spouse files for bankruptcy, licensed insolvency trustee, single spouse bankruptcy, trustee in bankruptcy

Brandon Blog Post

CANADIAN DEBT RELIEF: WHAT ABOUT “Government Approved” GRIPPING DEBT PROGRAMS?

Post author By Ira Smith
Post date October 21, 2019

If you would prefer to listen to an audio version of this Canadian Debt Relief Brandon’s Blog, please scroll down to the bottom and click on the podcast. Canadian debt relief: What is debt relief Canada? Canadian debt relief is the reconstruction of debt in any kind of form so as to give the indebted person […]

Tags Bankruptcy, bankruptcy trustee, can you get credit card debt forgiven, canadian debt relief, Consumer Proposal, credit counselling, debt consolidation, debt relief, debt relief companies, debt settlement, government debt relief programs, How debt relief works in Canada, how do you qualify for debt relief, Ira Smith Trustee, licensed insolvency trustee, scotiabank consumer proposal, What is debt relief Canada

Brandon Blog Post

DEBT CONSOLIDATION IN CANADA: DEBT CONSOLIDATION CANADA REVIEWS

Post author By Ira Smith
Post date September 18, 2019

[monkeytools msnip=”http://monkeyplayr.com/playr.php?u=5173&p=21477″] Introduction In Brandon’s Blog, I will be talking about both the advantages and disadvantages of debt consolidation in Canada. Generally, when we hear the words “debt consolidation”, we recognize that we are talking about a loan. We are taking on a new loan, in order to repay several or many smaller outstanding balances. […]

Tags Bankruptcy and Insolvency Act, budgeting, consolidating debt, Consumer Proposal, credit card, credit report, credit score, debt consolidation, debt consolidation in canada, debt consolidation loan, debt consolidation loans, Does a debt consolidation loan look bad?, How does debt consolidation affect your credit score?, Is it a good idea to get a debt consolidation loan?, Should I get a loan to pay off my credit cards?, What happens when you consolidate your debt?, What is the smartest way to consolidate debt?

Brandon Blog Post

HOW TO FILE FOR BANKRUPTCY IN CANADA: PERSONAL BANKRUPTCY MODUS OPERANDI

Post author By Ira Smith
Post date September 16, 2019

If you would prefer to listen to the audio version of this how to file for bankruptcy in Canada Brandon’s Blog, please scroll to the bottom and click on the podcast below Introduction I am most often asked by people how to file for bankruptcy in Canada. When I receive that question, I tell people […]

Tags Bankruptcy, bankruptcy in Canada, Consumer Proposal, consumer proposal vs bankruptcy, Debt, debt relief, debt relief worksheet, debt settlement, debt settlement plan, file bankruptcy in canada, how do i apply for bankruptcy in canada, how much does it cost to file bankruptcy in canada, how to file for bankruptcy in canada, Ira Smith Trustee, personal bankruptcy, surplus income, what happens if i declare bankruptcy in canada, will i lose my house if i file bankruptcy in canada

Brandon Blog Post

BANKRUPTCY EXPERTS WEIGH IN ON US & CDN SMALL BIZ RESTRUCTURING

Post author By Ira Smith
Post date September 11, 2019

[monkeytools msnip=”http://monkeyplayr.com/playr.php?u=5173&p=21424″] Introduction Small and medium-sized businesses play a vital role in all worldwide economies. Bankruptcy experts in the USA identified problems. The Chapter 11 bankruptcy protection process for these companies was not working. It is pricey, usually ineffective and impractical. So, many businesses in the USA in need of restructuring could not have access […]

Tags Bankruptcy and Insolvency Act, bankruptcy experts, BIA, business restructuring proposal, Canada Revenue Agency, CCAA, chapter 11 bankruptcy protection, Companies’ Creditors Arrangement Act, consumer proposals, CRA, Debt, Division I Proposal, Ira Smith Trustee, licensed insolvency trustee, notice of intention to make a proposal, proof of claim, restructuring, Small Business Reorganization Act

Brandon Blog Post

CANADA BANKRUPTCY AND INSOLVENCY ACT GRANTS STAY OF EXECUTION

Post author By Ira Smith
Post date August 28, 2019

canada bankruptcy and insolvency act Canada bankruptcy and insolvency act introduction The Canada Bankruptcy and Insolvency Act is a federal statute. It attempts to balance the rights of an insolvent debtor with the rights of creditors to get paid. One of those balancing acts is that when you file under the statute, the person filing […]

Tags 2019 ONSC 4712 (CanLII), Bankruptcy, bankruptcy trustee, canada bankruptcy and insolvency act, Consumer Proposal, honest but unfortunate, insolvent debtor, Ira Smith Trustee, is insolvency a criminal offence, licensed insolvency trustee, Ontario Superior Court of Justice, Re Brennan, restructuring, RRSP, statement of affairs, surplus income, trustee, what is the purpose of the bankruptcy act

Brandon Blog Post

COLLECTION AGENCY ONTARIO: HOW DO COLLECTION AGENCIES WORK IN ONTARIO?

Post author By Ira Smith
Post date August 19, 2019

If you would prefer to listen to the audio version of this collection agency Ontario Brandon’s Blog, please scroll to the bottom of this page and click on the podcast Introduction In many of the free consultations I provide, the issue of collection agency Ontario arises. More often than not, people and companies that are […]

Tags assignment in bankruptcy, Bankruptcy, Bankruptcy and Insolvency Act, bankruptcy trustee, can a collection agency sue you in ontario, collection agencies, collection agency, collection agency ontario, Consumer Proposal, credit report, credit report ontario, debt collector, how do collection agencies work in ontario, how do i stop a collection agency, how long can a collection agency collect on a debt in ontario, Ira Smith Trustee, licensed insolvency trustee

Brandon Blog Post

DEBT HELPERS: WHY CANADIANS DO NOT TRUST DEBT CONSULTANTS

Post author By Ira Smith
Post date August 14, 2019

[monkeytools msnip=”https://monkeyplayr.com/playr.php?u=5173&p=21236″] Introduction You may have read or heard about a recent survey. The headline was “Ipsos poll finds half of Canadians don’t trust professional help with debt”. The survey provided some interesting views but did not shed any light on why Canadians do not trust debt helpers. I regularly speak with people who attend […]

Tags Bankruptcy and Insolvency Act, bankruptcy trustee, BIA, Consumer Proposal, credit score, Debt, debt consolidation loans, debt consultant, debt consultants, debt help, debt helpers, debt problems, debt settlement, half of Canadians don’t trust professional help with debt, licensed insolvency trustee, trustee

Call a Trustee Now!