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OUR FRAUD PREVENTION MONTH STEP-BY-STEP GUIDE: SAFEGUARDING YOU AGAINST THREATS

fraud prevention month

Fraud Prevention Month: Introduction

March is the month-long campaign known as Fraud Prevention Month. In this Brandon’s Blog, I provide a comprehensive step-by-step guide to help you protect yourself against fraud. I cover a range of topics including how to identify common scams, secure your personal information, and safeguard your financial accounts.

I walk you through practical tips and strategies for fighting fraud to keep your sensitive data safe from cyber threats and fraudulent activities. Whether you’re a business owner or an individual looking to enhance your security measures, this is packed with valuable information to help you stay one step ahead of potential threats. Stay informed and empowered with our Fraud Prevention Month guide.

Definition of Fraud Prevention Month

The overarching purpose of National Fraud Prevention Month is a public awareness campaign for the promotion and endorsement of proactive measures and exemplary practices aimed at creating fraud awareness and fortifying defences against a myriad of fraudulent schemes, including but not confined to identity theft, financial swindles, and cybercrime.

Using engaging educational campaigns, immersive workshops, and easily accessible online repositories, this initiative endeavours to empower both individuals and enterprises, equipping them with the indispensable knowledge and tools requisite for adopting requisite precautions and effectively safeguarding themselves from the clutches of fraud.

picutre of satisfied female forensic computer investigator because she uncovered various financial scams during fraud prevention month
fraud prevention month

Importance of raising awareness about fraud prevention

Fraud is a prevalent crime, especially targeting older Canadians. Fraud Prevention Month occurs every March, but fraud prevention must be a 24/7/365 effort. It is crucial to be aware of various forms of fraud and how to protect oneself. The annual observance of Fraud Prevention Month serves as a platform to foster knowledge among individuals and enterprises regarding the paramount significance of fraud prevention and safeguarding.

This month-long endeavour, held annually in March, represents a concerted collaboration between governmental entities, law enforcement agencies, and private organizations, with the shared objective of heightening awareness and provisioning indispensable resources for thwarting and uncovering deceitful activities.

Fraud Prevention Month: Canadian Anti-Fraud Centre

The Canadian Anti-Fraud Centre (CAFC) is a national organization dedicated to protecting Canadians from fraud and cybercrime. It is a partnership between the Royal Canadian Mounted Police (RCMP), the Ontario Provincial Police (OPP), and the Competition Bureau of Canada. The CAFC provides a central point of contact for reporting fraud and offers resources and education to help prevent fraudulent activities.

Through collaboration with law enforcement and government agencies, the CAFC works to disrupt and dismantle criminal networks involved in fraudulent schemes. With a focus on prevention and awareness, the CAFC plays a crucial role in safeguarding Canadian citizens and businesses from falling victim to fraud.

picutre of satisfied female forensic computer investigator because she uncovered various financial scams during fraud prevention month
fraud prevention month

Fraud Prevention Month: Types of Fraud

Fraud is a prevalent issue that can manifest in various forms and using sophisticated methods, often targeting unsuspecting individuals through different mediums. Understanding the types of fraud can empower individuals to recognize and avoid falling victim to these deceptive practices. In this section, we will delve into the common types of scams, including phone calls, text messages, emails, social media posts, and impersonation.

Phone Calls

Phone call fraud, commonly known as ‘vishing,’ involves fraudsters contacting individuals via telephone to deceive them into providing sensitive information or money. These scammers may impersonate reputable organizations, such as banks or government agencies, and use persuasive tactics to manipulate their targets.

  • Common Tactics: Fraudulent callers may claim that there is an issue with the individual’s account and request personal details or payment to resolve the supposed problem.
  • Prevention Tips: To avoid falling for phone call fraud, it is crucial to verify the caller’s identity by asking for official contact information and confirming the legitimacy of the request with the relevant organization.

Text Messages

Text message fraud, also known as ‘smishing,’ involves scammers sending deceptive text messages to individuals, often posing as legitimate entities to trick recipients into disclosing sensitive information or clicking on malicious links.

  1. Red Flags: Be cautious of text messages containing urgent requests for personal information or instructing you to click on unfamiliar links.
  2. Protective Measures: Avoid responding to suspicious text messages and refrain from providing sensitive details via SMS. Consider blocking and reporting the sender if the message appears fraudulent.

Emails

Email fraud, commonly referred to as ‘phishing scams, involves fraudsters sending deceptive emails to individuals, typically impersonating trustworthy organizations to obtain confidential information or financial gain.

Phishing emails often contain alarming messages that prompt recipients to take immediate action, such as verifying account details or clicking on malicious links that lead to counterfeit websites.

Protect yourself from email fraud by being cautious of unsolicited emails, verifying the sender’s authenticity before responding, and refraining from clicking on suspicious links or downloading attachments from unknown sources.

Social Media Posts

Social media platforms have become breeding grounds for fraudulent activities, with scammers leveraging these channels to target individuals through deceptive posts and messages.

Stay vigilant when interacting on social media and be wary of requests for personal information or financial transactions from unknown individuals, even if they appear to be connected through mutual contacts.

Impersonation

Impersonation fraud involves perpetrators assuming false identities, whether online or in person, to deceive individuals for illicit purposes. This type of fraud encompasses various techniques, including creating fake profiles, spoofing websites, and forging official documents.

Be cautious when sharing personal information online and verify the legitimacy of individuals or organizations before engaging in any transactions or disclosing sensitive details.

By familiarizing yourself with the types of fraud discussed in this section and adopting precautionary measures, you can safeguard yourself from falling victim to deceptive practices and protect your personal information and financial assets.

Fraud Prevention Month: Common Tricks Used by Fraudsters

All of the common fraud schemes used by fraudsters have one thing in common: they can all be classified as identity frauds. They all either give you just enough information for you to think that their identity is legitimate or they are aimed at stealing your identity. The main common tricks used in a fraudster’s toolbox of actions are listed below.

Pretending to be Government Agencies

Fraudsters often use the guise of legitimate government agencies to deceive unsuspecting individuals. They may impersonate officials from organizations like the IRS, Social Security Administration, or other government entities to instill fear and coerce people into providing sensitive information or making payments.

These scammers may reach out via phone calls, emails, or even physical mail, using tactics that create a sense of urgency or importance. They might claim that there are issues with your taxes, social security benefits, or other matters that require immediate attention.

It’s crucial to remember that government agencies typically communicate through official channels and do not demand immediate payments over the phone or via email. If you receive such requests, verify the authenticity of the communication by contacting the agency directly through their official contacts.

Impersonating Banks

Bank frauds are a common trick used by fraudsters to impersonate banks and financial institutions. They may send fake emails or text messages that appear to be from your bank, asking you to confirm account details, and banking details, update information, or click on a link to resolve an urgent issue.

These frequent phishing attempts can be sophisticated, with fraudulent websites that look remarkably similar to the bank’s official site. By tricking individuals into revealing their login credentials, account numbers, or other sensitive data, scammers can gain unauthorized access to financial accounts and commit identity theft.

To protect yourself from such scams, never click on links or download attachments from unsolicited emails or messages claiming to be from your bank. Instead, directly visit the bank’s website or contact their customer service to verify the authenticity of any communications.

Posing as Friends or Family

Another deceitful tactic fraudsters employ is posing as friends or family members in distress. This type of scam often occurs over the phone, with the scammer claiming to be a relative who is in trouble and urgently needs financial assistance. Grandparent scams are a very common type of family scam where the caller poses as a grandchild trying to bamboozle elderly people out of their money.

These are also known as emergency scams as they create an imminent situation requiring immediate action to attempt to separate you from your money.

These scammers rely on creating a sense of urgency and emotional distress to manipulate their victims into sending money or disclosing sensitive information. They may provide a convincing story about being stranded, facing a medical emergency, or encountering legal troubles to evoke empathy and prompt a quick response.

Before providing any financial aid or personal details in such situations, take the time to verify the caller’s identity by asking personal questions that only your real family member would know. It’s essential to stay vigilant and cautious, especially when dealing with unexpected requests for assistance.

Tricking for Personal Information

Fraudsters are adept at tricking individuals into divulging personal information that can be used for identity theft or financial fraud. This can occur through various means, such as spear phishing emails, fake websites, or even in-person interactions.

Common tactics include posing as legitimate companies or organizations and requesting personal details such as social security numbers, birth dates, or account passwords. They may use social engineering techniques to manipulate individuals into providing sensitive information without realizing the potential risks.

To safeguard your personal information, be cautious about sharing sensitive data online or over the phone, especially if you did not initiate the communication. Legitimate companies will not ask for such details unsolicited, so always verify the identity of the requester before disclosing any personal information.

Stealing Money

Ultimately, the primary goal of fraudsters is to steal money from unsuspecting individuals through various deceptive schemes. Whether it’s through identity theft, fake investment opportunities, bogus charity appeals, or lottery scams, these criminals target people’s finances for illicit gains.

Scammers may promise unrealistic returns on investments, ask for donations to phony causes, or claim that you’ve won a prize that requires payment to receive. By preying on people’s greed, compassion, or desire for quick financial gains, fraudsters manipulate them into parting with their money.

To avoid falling victim to money-stealing scams, exercise caution when presented with offers that seem too good to be true or require immediate payment. Conduct thorough research, consult with trusted advisors, and never feel pressured to make financial decisions hastily.

Romance Scams

Romance scams, also known as catfishing, are a growing issue in the online dating world. These scams involve individuals creating fake profiles on dating websites and apps to lure unsuspecting victims into a fraudulent relationship. The scammers often use attractive photos and personal information to gain the trust of their targets and eventually ask for money or personal information.

These scams not only result in financial losses for the victims but can also have a devastating emotional impact. It is crucial for individuals to be cautious and vigilant when using these platforms and to be aware of warning signs such as inconsistent stories and requests for money. It is also important for dating websites to implement strong security measures to prevent such scams from occurring.

picutre of satisfied female forensic computer investigator because she uncovered various financial scams during fraud prevention month
fraud prevention month

Fraud Prevention Month: Tips to Protect Yourself

It’s crucial to be vigilant and proactive when it comes to protecting yourself from fraud and scams. By following these tips and being aware of potential risks, you can safeguard your personal information and finances. Here are some essential precautions to consider:

Be Alert and Skeptical

One of the most important things you can do to protect yourself from fraud is to stay alert and be skeptical of any unusual requests or offers. If something seems too good to be true, it probably is. Trust your instincts and don’t hesitate to question the legitimacy of any communication or proposition.

Verify the Source of Contact

Before sharing any personal information or engaging in romance scams, also known as catfishing, are a growing issue in the online dating world. These scams involve individuals creating fake profiles on dating websites and apps to lure unsuspecting victims into a fraudulent relationship.

The scammers often use attractive photos and personal information to gain the trust of their targets and eventually ask for money or personal information. These scams not only result in financial losses for the victims but can also have a devastating emotional impact. It is crucial for individuals to be cautious and vigilant when using these platforms and to be aware of warning signs such as inconsistent stories and requests for money.

It is also important for dating websites to implement strong security measures to prevent such scams from occurring.hish transaction, always verify the source of contact. If you receive a phone call, email, or message requesting sensitive data, take the time to confirm the identity of the sender. Look up official contact information and reach out independently to ensure the validity of the request.

Avoid Sharing Personal Information

Never disclose your personal information, such as your Social Insurance Number, bank account details, or passwords, to unknown or unverified sources. Legitimate organizations will never ask for sensitive data over unsolicited calls or messages. Be cautious and protect your privacy at all times.

Sharing Information and Intelligence With CAFC

If you suspect that you have been targeted by a scam or fraudulent activity, don’t hesitate to contact the CAFC for guidance and support. They can provide valuable advice on how to proceed, report incidents, and protect yourself from further harm. Stay informed and seek assistance when needed.

Stay Cautious and Avoid Scams

Lastly, maintain a cautious attitude and stay informed about common scams and fraud tactics. Educate yourself about the latest schemes and warning signs to avoid falling victim to deceptive practices. Remember that prevention is key, and by staying vigilant, you can protect yourself and your loved ones from potential harm.

By following these tips and staying proactive in safeguarding your personal information, you can reduce the risk of falling prey to fraudsters and scammers. Stay informed, trust your instincts, and remember that your security is paramount. Protect yourself by being alert, verifying sources, avoiding sharing personal data, seeking advice when needed, and staying cautious at all times.

Fraud Prevention Month: Actions to Take if Scammed

Being a victim of fraud is a distressing experience, but it’s important to take action promptly to mitigate any further damage. Here are the recommended steps to follow if you’ve fallen victim to a scam:

Contact Local Police

If you have been scammed, contacting your local police department is crucial. Provide them with all the necessary information and details about the scam. This not only helps in potentially catching scammers but also adds to the statistics that can be used to track and prevent future scams.

Report the Incident

Reporting the scam is essential for several reasons. It helps in documenting the incident, which can be useful for any legal actions that might follow. Additionally, reporting the scam to the appropriate authorities or consumer protection agencies can help in warning others about similar scams.

Seek Help from Trusted Individuals

Seeking support from trusted individuals such as family, friends, or even professionals can provide emotional assistance and guidance on the necessary steps. They can offer a different perspective and help you deal with any feelings of embarrassment or vulnerability that may arise from being scammed.

Stay Vigilant for Future Scams

After being scammed, it’s crucial to stay vigilant and cautious to prevent falling victim to future scams. Educate yourself about common scam tactics, be wary of suspicious emails or calls, and always verify the authenticity of any requests for personal or financial information.

Stay Safe and Informed

Lastly, prioritize your safety and stay informed about the latest scam trends. Take steps to secure your personal information, such as using secure passwords and safeguarding your financial details. Stay updated on scam alerts and news to stay one step ahead of scammers.

Fraud Prevention Month: Conclusion

It is important to remember that fraudsters are always evolving their tactics and techniques, not just during this Fraud Prevention Month. It is up to each one of us to stay vigilant and educated on how to protect ourselves from falling victim to fraud. By practicing caution, establishing strong security measures, and staying informed, we can all work together to prevent and combat fraud. Let’s make fraud prevention a priority not just this month, but every month. I hope you enjoyed this Fraud Prevention Month Brandon’s Blog.

Individuals and business owners must take proactive measures to address financial difficulties, consumer debt and company debt and promptly seek assistance when necessary. It is crucial to recognize that financial stress is a prevalent concern and seeking help is a demonstration of fortitude, rather than vulnerability. Should you encounter challenges in managing your finances and find yourself burdened by stress, do not delay in pursuing aid.

Revenue and cash flow shortages are critical issues facing people, entrepreneurs and their companies and businesses with debt problems that are in financial distress. Are you now worried about just how you or your business are going to survive? Are you worried about what your fiduciary obligations are and not sure what to do?

The Ira Smith Team understands these financial health concerns. More significantly, we know the requirements of the business owner or the individual who has way too much financial debt. You are trying to manage these difficult financial problems and you are understandably anxious. It is not your fault you can’t fix this problem on your own and it does not mean that you are a bad person. The pandemic has thrown everyone a curveball. We have not been trained to deal with this. You have only been taught the old ways. The old ways do not work anymore.

The Ira Smith Team uses innovative and cutting-edge methodologies, to adeptly navigate you through the intricacies of your financial challenges, ensuring a resolution to your debt-related predicaments without resorting to the rigours of the bankruptcy process. We can get you debt relief now! We have helped many entrepreneurs and their insolvent companies who thought that consulting with a Trustee and receiver meant their company would go bankrupt. On the contrary. We helped turn their companies around through financial restructuring.

We look at your whole circumstance and design a strategy that is as distinct as you are. We take the load off of your shoulders as part of the debt settlement strategy we will draft just for you. Call us now for a no-cost consultation. We will listen to the unique issues facing you and provide you with practical and actionable ideas you can implement right away to end the pain points in your life, to begin your debt-free life, Starting Over, Starting Now.
picutre of satisfied female forensic computer investigator because she uncovered various financial scams during fraud prevention month
fraud prevention month

 

 

Categories
Brandon Blog Post

THE DEVASTATING EFFECTS OF ROMANCE SCAMS: UNREPORTED LOSSES AND EMOTIONAL TRAUMA

Romance Scams: Introduction

Doubtless, you read many blogs in the last couple of weeks that incorporated Valentine’s Day into their theme. Now that Valentine’s Day 2023 has passed, I thought I would write about an increasing trend among online scams; romance scams.

Online romance scams are becoming increasingly prevalent and can have severe financial and psychological repercussions for victims. The COVID-19 pandemic has further exacerbated the growth of these types of scams, making it essential for people to be aware of how to recognize and avoid such schemes. Unfortunately, victims may be reluctant to report this type of crime out of shame and fear of being mocked, which suggests that the actual amount of cases is likely much greater than what has been reported.

In this Brandon’s Blog, we’ll explore the psychology and tactics of romance scammers, the staggering costs of romance scams, and the emotional trauma that victims face. I’ll also provide practical advice on how to avoid becoming a potential victim of online scams, from identifying warning signs to protecting your personal information online. Don’t let love or the chance for a fast money score blind you – stay informed and protect yourself against (romance) scams.

What are romance scams? Their prevalence in the digital age

Romance scams are a type of cybercrime in which a person is misled into believing they have formed a romantic connection with someone they met online. In reality, the other person is a cybercriminal utilizing a false identity to win the victim’s trust and eventually request or threaten them for money.

Scammers tend to create false identities in order to establish a sense of closeness and trust with their victims. After this connection has been built, they use their victim’s belief it is a real romantic relationship to try and extract money from their victims.

Romance scammers are skilled at creating fake online dating profiles with attractive photos stolen from the internet. They may even assume the identities of real people and study information people share online to pretend to have common interests.

Romance scams are prevalent in the digital age, with reports indicating that they have hit record highs in recent years. It is important for individuals to be aware of the signs of romance scams and to exercise caution when engaging with individuals they meet online.

Scammers have all sorts of tricks to try and fool people, and it’s important to know what they’re up to in order to stay safe. In addition to the fake identity, here are some of the methods they usually use for scamming people in all sorts of ways, not just romance scams:

  • Cybercriminals can be sneaky and pretty convincing with their tactics. They’ll try to trick people into clicking on shady links, opening sketchy attachments, and downloading bogus software. Some examples of their tactics are fake security alerts, fake virus warnings, and bogus tech support scams.
  • In spear phishing attacks, you have to watch out for scammers who know exactly who they are trying to get money or info out of. They often use cloud services like Dropbox and Google Drive to spread malicious documents, so don’t trust any links or downloads you get from someone you don’t really know.
  • Scammers take advantage of shared weaknesses among their victims to get them to trust them and do what they want. For instance, people who fall for a scam may be more gullible, lack self-control, or be looking for a get-rich-quick scheme.

It’s super important to keep an eye out for scammers and protect yourself. Don’t click any sketchy links, watch out for requests asking for money or personal info, and steer clear of promises that sound too good to be true.romance scams

How to Identify Romance Scams

There are several red flags to watch out for that may indicate that someone is trying out a romance scam on you because they:

  • Quickly profess their love or overly flatter you, despite not having met you in person
  • Ask for money, gifts, a wire transfer, any form of financial assistance or personal information early in the relationship.
  • Have a vague, inconsistent or obviously fake profile or refuse to share more details about themselves.
  • Use poor grammar or spelling or have a different writing style than their photos suggest.
  • Avoid video calls or in-person meetings or make excuses for not being able to meet.
  • Claim to be in a foreign country, working on a project, or experiencing a sudden crisis.
  • Pressure you to make decisions quickly or keep the relationship secret from your family or friends.

It is important to be cautious when interacting with people online and to pay attention to any red flags that may indicate a romance scam is taking place. Do not send money to anyone you haven’t met in person. Do a reverse image search on their profile picture to check if it is a stock photo.

Romance fraud or any other kind of online fraud can be difficult to detect because scammers are skilled at manipulating their victims’ feelings and expectations.

The lies romance scammers tell: Common lies and stories

It is important to be aware of potential signs of romance scams. Signs of a potential scammer include:

  • expressing strong feelings for someone they have never met;
  • asking for money or gifts by way of bank transfers, gift cards or cryptocurrency;
  • being vague or inconsistent with their profile;
  • having poor grammar or spelling in their messages; avoiding video calls or meetings;
  • claiming to be in a foreign country; and
  • pushing for decisions to be made quickly or secretly.

It is essential to be watchful when engaging with individuals on the internet and be aware of any signs that may suggest a romance or any other type of scam. Under no circumstances should you provide money to someone you have not encountered face-to-face. Utilize a reverse image search for the individual’s profile picture to ascertain if it is a stock image.

Always be on guard. Online fraud, particularly romance fraud, can be challenging to identify due to the expertise of scammers in exploiting victims’ emotions and expectations.romance scams

Real-life stories of people who have fallen victim to romance scams

Here are some real-life stories of people who have been victims of romance scams:

  1. Mary (not her real name) is one of the many people in the UK who has fallen victim to a catfishing scam. She lives in the Midlands, earns £9.50 an hour, and rents a two-bedroom house. After meeting a man on a dating website, she believed that they were in a serious relationship, but it turned out that he was a scammer who stole her money and left her struggling to pay her rent.
  2. A victim who shared their story on romancescamsurvivor.org reported being scammed out of $15,000. The scammer sent them a photo of a contract claiming they were going to be paid $15 million for building a bridge, but then claimed their wallet had been stolen and asked the victim for money to pay for their hotel and food.

Just the facts: What the Federal Bureau of Investigation says about romance scams

In 2022, an estimated 72,806 people in the United States became victims of romance scams, resulting in losses totalling over $1 billion for the first time. This data was collected from the Internet Crime Complaint Center, the Federal Trade Commission, the Better Business Bureau and the American Association of Retired Persons. Many of the scammers persuaded their unsuspecting victims to send them cryptocurrency.

Gift cards were the most commonly reported payment method used by romance scammers in 2022, accounting for 24% of reported losses. Although not the most expensive payment method, it is still important to be aware of their potential use by scammers.

Uncovering the reality of romance scams: What the RCMP has to say

According to the Canadian Anti-Fraud Centre, in 2022 losses to romance scams ranked as the second-highest source of financial fraud-related losses, totalling over $59 million. Of this amount, victims in Ontario accounted for more than $20 million. Investment scams were the only type of fraud that was more lucrative for perpetrators.

It is important to note that the actual number of romance scam victims is likely higher than reported, as many do not report the crime or share it with their loved ones due to feeling ashamed, fearful, and even in denial about what has happened.

How to protect yourself from romance fraud

Romance scams can be devastating for individuals and families, necessitating caution when engaging with people online. Signs of potential scams include requests for money, refusal to video chat, or insistence on meeting in person. Should you or those you know have been victims of such scams, it is important to report to the authorities and seek help from trustworthy sources such as family, friends, or professionals.

Protecting yourself from romance scams essentially means recognizing the scam signals discussed above and not falling for them, notwithstanding as persuasive and enticing as they may be. If it is too good to be true, then it is.

Romance fraud can happen to anyone, but there are some things you can do to reduce your risk:

  • Use reputable online dating sites or online dating apps only that have strong privacy and security policies.
  • Be cautious when sharing personal information, such as your full name, address, phone number, or financial details.
  • Never send money or gifts to someone you haven’t met in person, especially if they claim to be in a foreign country or in a crisis situation.
  • Do some background checks and verify the person’s identity and story before investing time, emotions, or money.
  • Be wary of sudden or excessive expressions of love, flattery, or promises, as these may be signs of a scammer.
  • Talk to your family or friends about your online relationships and ask for their opinions or advice.
  • Report any suspicious or fraudulent activities to the police, the Canadian Anti-Fraud Centre, or the website or app where you met the person.romance scams

Romance scams: Strategies for protecting your personal and financial information online

In this digital age, it is critical to take the necessary steps to secure your personal and financial information online. Unfortunately, cybercriminals are constantly looking for chances to access your confidential data for malicious purposes. Fortunately, there are multiple methods you can employ to safeguard your confidential data while using the internet.

Take extra care when it comes to the personal data you share on social media sites. Things like your date of birth and location can be used by cybercriminals for identity theft and fraud, so be aware of the potential risk. To stay safe from cyber threats, make sure your software and operating system are always up to date. This will ensure that the latest security patches are installed. Additionally, install anti-virus, anti-malware and anti-spyware programs on all your devices in order to stop cybercriminals from accessing the system remotely and putting in files that can steal your data.

It’s essential to protect your personal and financial information from malicious online activities. To do so, reduce the number of online accounts you hold and delete any unused mobile apps or browser extensions. Additionally, make sure all devices are secured with a strong, original password or PIN – one that you don’t use anywhere else. Following these steps can help to minimize the risk of a security breach.

Romance scams: Conclusion

I hope this romance scams Brandon’s Blog has been an eye-opener for you. This information is really about any online fraud, not just romance scams. Have you been scammed out of money and are now facing financial hardship?

Revenue and cash flow shortages are critical issues facing entrepreneurs and their companies and businesses. Are you now worried about just how you or your business are going to survive? Those concerns are obviously on your mind. Coming out of the pandemic, we are now worried about its economic effects of inflation and a potential recession.

The Ira Smith Team understands these concerns. More significantly, we know the requirements of the business owner or the individual that has way too much financial debt. You are trying to manage these difficult financial problems and you are understandably anxious.

It is not your fault you can’t fix this problem on your own. The pandemic has thrown everyone a curveball. We have not been trained to deal with this. You have only been taught the old ways. The old ways do not work anymore. The Ira Smith Team makes use of new contemporary ways to get you out of your debt problems while avoiding bankruptcy. We can get you debt relief now.

We have helped many entrepreneurs and their insolvent companies who thought that consulting with a trustee and receiver meant their company would go bankrupt. On the contrary. We helped turn their companies around through financial restructuring.

We look at your whole circumstance and design a strategy that is as distinct as you are. We take the load off of your shoulders as part of the debt settlement strategy we will draft just for you.

We understand that people facing money problems require a lifeline. That is why we can establish a restructuring procedure for you and end the discomfort you feel.

Call us now for a no-cost consultation. We will listen to the unique issues facing you and provide you with practical and actionable ideas you can implement right away to end the pain points in your life, Starting Over, Starting Now.romance scams

 

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