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			<video:publication_date>2026-04-02T19:26:24+00:00</video:publication_date>
			<video:description><![CDATA[THIS BRANDON’S BLOG DROPS ON MONDAY, APRIL 6, 2026 AT 12:00 NOON CAN AN ONTARIO LAWYER PRACTICE LAW WHILE BANKRUPT? (LSO RULES EXPLAINED) Can an Ontario lawy...]]></video:description>
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			<video:publication_date>2026-03-28T01:30:56+00:00</video:publication_date>
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			<video:publication_date>2026-03-07T02:49:55+00:00</video:publication_date>
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			<video:publication_date>2026-03-11T02:03:41+00:00</video:publication_date>
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			<video:publication_date>2026-02-27T08:20:24+00:00</video:publication_date>
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			<video:publication_date>2026-02-07T07:13:34+00:00</video:publication_date>
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			<video:publication_date>2026-02-24T20:02:40+00:00</video:publication_date>
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			<video:publication_date>2026-02-20T13:05:27+00:00</video:publication_date>
			<video:description><![CDATA[THIS BLOG GOES LIVE ON MONDAY, FEBRUARY 23, 2026, AT NOON - WATCH THE VIDEO NOW! DIRECTORS &amp; OFFICERS INSURANCE IN TORONTO ONTARIO: WHAT YOU NEED TO KNOW In...]]></video:description>
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			<video:duration>524</video:duration>
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	</url>
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		<loc>https://irasmithinc.com/blog/leave-to-appeal-ontario/</loc>
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			<video:publication_date>2026-01-23T03:52:13+00:00</video:publication_date>
			<video:description><![CDATA[THIS BLOG GOES LIVE ON MONDAY, JANUARY 26, 2025, AT NOON - WATCH THE VIDEO NOW! LEAVE TO APPEAL A RECEIVERSHIP ORDER IN ONTARIO: WHY IT RARELY WORKS &amp; WHAT T...]]></video:description>
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			<video:tag><![CDATA[Bankruptcy and Insolvency Act appeal]]></video:tag>
			<video:tag><![CDATA[business receivership Ontario]]></video:tag>
			<video:tag><![CDATA[Canadian insolvency]]></video:tag>
			<video:tag><![CDATA[Companies’ Creditors Arrangement Act]]></video:tag>
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			<video:duration>503</video:duration>
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		</video:video>
	</url>
	<url>
		<loc>https://irasmithinc.com/blog/distressed-property-for-sale-ontario/</loc>
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			<video:publication_date>2026-01-18T22:48:47+00:00</video:publication_date>
			<video:description><![CDATA[THIS BLOG GOES LIVE ON MONDAY, JANUARY 19, 2025, AT NOON - WATCH THE VIDEO NOW! BUYING RECEIVERSHIP DISTRESSED PROPERTY FOR SALE ASSETS IN ONTARIO: COURT REC...]]></video:description>
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			<video:tag><![CDATA[AVO]]></video:tag>
			<video:tag><![CDATA[AVO appeal]]></video:tag>
			<video:tag><![CDATA[court appointed receiver]]></video:tag>
			<video:tag><![CDATA[Distress Sales]]></video:tag>
			<video:tag><![CDATA[distressed property]]></video:tag>
			<video:tag><![CDATA[distressed property for sale]]></video:tag>
			<video:tag><![CDATA[financial distress]]></video:tag>
			<video:tag><![CDATA[Greater Toronto Area]]></video:tag>
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			<video:tag><![CDATA[licensed insolvency trustee]]></video:tag>
			<video:tag><![CDATA[market value]]></video:tag>
			<video:tag><![CDATA[Ontario property law]]></video:tag>
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			<video:uploader info="https://irasmithinc.com/blog/author/sammy/">Brandon Smith</video:uploader>
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			<video:description><![CDATA[THIS BLOG GOES LIVE ON MONDAY, DECEMBER 22, 2025, AT NOON - WATCH THE VIDEO NOW! CANADA’S ECONOMIC ILLUSION: NET WORTH UP, HOUSEHOLD DEBT-TO-INCOME RATIO (DT...]]></video:description>
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			<video:tag><![CDATA[consumer spending]]></video:tag>
			<video:tag><![CDATA[credit card payments]]></video:tag>
			<video:tag><![CDATA[credit cards]]></video:tag>
			<video:tag><![CDATA[credit market]]></video:tag>
			<video:tag><![CDATA[debt consolidation]]></video:tag>
			<video:tag><![CDATA[debt-to-income ratio]]></video:tag>
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			<video:tag><![CDATA[equity market performance]]></video:tag>
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			<video:tag><![CDATA[household disposable income]]></video:tag>
			<video:tag><![CDATA[housing prices]]></video:tag>
			<video:tag><![CDATA[interest rate]]></video:tag>
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			<video:tag><![CDATA[monthly debt payments]]></video:tag>
			<video:tag><![CDATA[national balance sheet]]></video:tag>
			<video:tag><![CDATA[Net worth]]></video:tag>
			<video:tag><![CDATA[Statistics Canada]]></video:tag>
			<video:duration>512</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://irasmithinc.com/blog/author/sammy/">Brandon Smith</video:uploader>
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	</url>
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		<loc>https://irasmithinc.com/blog/fresh-start-gta-debt-freedom/</loc>
		<video:video>
			<video:title><![CDATA[FRESH START FROM DEBT: CONSUMER PROPOSAL VS BANKRUPTCY IN CANADA]]></video:title>
			<video:publication_date>2025-12-12T13:04:39+00:00</video:publication_date>
			<video:description><![CDATA[THIS BLOG GOES LIVE ON MONDAY, DECEMBER 15, 2025, AT NOON - WATCH THE VIDEO NOW! FRESH START FROM DEBT: CONSUMER PROPOSAL VS BANKRUPTCY IN CANADA Do you feel...]]></video:description>
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			<video:tag><![CDATA[stop collection calls]]></video:tag>
			<video:duration>604</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://irasmithinc.com/blog/author/sammy/">Brandon Smith</video:uploader>
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		<video:video>
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			<video:publication_date>2025-12-02T16:03:43+00:00</video:publication_date>
			<video:description><![CDATA[THIS BLOG GOES LIVE ON MONDAY, DECEMBER 8, 2025, AT NOON - WATCH THE VIDEO NOW! CORPORATE INSOLVENCY &amp; RESTRUCTURING IN CANADA: SAVE OR CLOSE YOUR BUSINESS?...]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/qxJG50PirDY</video:player_loc>
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			<video:tag><![CDATA[Bankruptcy and Insolvency Act]]></video:tag>
			<video:tag><![CDATA[business insolvency]]></video:tag>
			<video:tag><![CDATA[CCAA plans of arrangement]]></video:tag>
			<video:tag><![CDATA[CCAA proceedings]]></video:tag>
			<video:tag><![CDATA[Companies’ Creditors Arrangement Act]]></video:tag>
			<video:tag><![CDATA[complex business problems]]></video:tag>
			<video:tag><![CDATA[Corporate Bankruptcy]]></video:tag>
			<video:tag><![CDATA[corporate insolvency]]></video:tag>
			<video:tag><![CDATA[corporate insolvency &amp; restructuring]]></video:tag>
			<video:tag><![CDATA[Division I Proposal]]></video:tag>
			<video:tag><![CDATA[financial difficulties]]></video:tag>
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			<video:tag><![CDATA[Office of the Superintendent of Bankruptcy]]></video:tag>
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			<video:tag><![CDATA[secured creditors]]></video:tag>
			<video:tag><![CDATA[Toronto business]]></video:tag>
			<video:tag><![CDATA[unmanageable debt]]></video:tag>
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			<video:tag><![CDATA[Wage Earner Protection Program Act]]></video:tag>
			<video:duration>537</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://irasmithinc.com/blog/author/sammy/">Brandon Smith</video:uploader>
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	</url>
	<url>
		<loc>https://irasmithinc.com/blog/gambling-and-consumer-proposals-ontario/</loc>
		<video:video>
			<video:title><![CDATA[Gambling and Consumer Proposals Ontario]]></video:title>
			<video:publication_date>2016-01-27T21:00:12-05:00</video:publication_date>
			<video:description><![CDATA[http://www.irasmithinc.com If your debts have arisen because of gambling or different addictions, and you may now not pay off your money owed, our gambling and consumer proposals ontario video will display you the difference of ways money owed may be treated under a proposal or bankruptcy.]]></video:description>
			<video:content_loc>https://youtu.be/MkVTDk8uEC4</video:content_loc>
			<video:family_friendly>no</video:family_friendly>
			<video:uploader info="https://irasmithinc.com/blog/author/sammy/">Brandon Smith</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://irasmithinc.com/blog/credit-card-debt-help/</loc>
		<video:video>
			<video:title><![CDATA[DEBT FREE CHRISTMAS 2016: IT IS NOT TOO EARLY TO APPLY THESE 4 SECRET TECHNIQUES]]></video:title>
			<video:publication_date>2016-02-03T23:49:52-05:00</video:publication_date>
			<video:description><![CDATA[DEBT FREE CHRISTMAS 2016:  IT IS NOT TOO EARLY TO APPLY THESE 4 SECRET TECHNIQUES
http://www.irasmithinc.com  Christmas 2015 has left many people with high debt and the need for credit card debt help.  As you start to pay it down, it actually is not too early to start planning for a Debt Free Christmas 2016.  Start using the 4 simple techniques in this video for a Debt Free Christmas 2016.]]></video:description>
			<video:player_loc>https://youtu.be/IE474Vj1Zdg</video:player_loc>
			<video:family_friendly>no</video:family_friendly>
			<video:uploader info="https://irasmithinc.com/blog/author/sammy/">Brandon Smith</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://irasmithinc.com/blog/business-restructuring-proposal/</loc>
		<video:video>
			<video:title><![CDATA[goodwill toronto business restructuring proposal]]></video:title>
			<video:publication_date>2016-02-10T21:00:18-05:00</video:publication_date>
			<video:description><![CDATA[http://irasmithinc.com The issue of a business restructuring proposal of Goodwill Toronto has recently been in the news.  This video is an interview aired on TV Ontario with Dr. Sarah Kaplan, Professor of Strategic Management at Rotman School of Management, University of Toronto.  The purpose of the interview is to obtain Dr. Kaplan’s views on the Goodwill Toronto closure of 16 Goodwill stores.

If your company is trapped with too much debt, you need a professional trustee to help you manage debt and create a viable business restructuring proposal (either under the Bankruptcy and Insolvency Act or the Companies’ Creditors Arrangement Act – BIA or CCAA) before it reaches a critical stage where bankruptcy is your only option. We have been able to help many companies carry out a successful business restructuring proposal. Successful completion of such a program, will free you from the burden of your company’s financial challenges to go on to be a productive, profitable employer allowing management to focus on business growth and not be plagued by debt problems.

Contact the Ira Smith Team today in order to look at the bankruptcy alternative of a business restructuring proposal. We can help and Starting Over, Starting Now you can be restored to financial health.]]></video:description>
			<video:family_friendly>no</video:family_friendly>
			<video:uploader info="https://irasmithinc.com/blog/author/sammy/">Brandon Smith</video:uploader>
		</video:video>
	</url>
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		<loc>https://irasmithinc.com/blog/latest-phishing-scams/</loc>
		<video:video>
			<video:title><![CDATA[ARE YOU UP ON THE LATEST PHISHING SCAMS? YOU SHOULD BE!]]></video:title>
			<video:publication_date>2016-03-02T20:41:03-05:00</video:publication_date>
			<video:description><![CDATA[Phishing scams are rampant. Our video warns about the CRA phone scam again and we also report on the new Bank of Canada phishing scam.]]></video:description>
			<video:family_friendly>no</video:family_friendly>
			<video:uploader info="https://irasmithinc.com/blog/author/sammy/">Brandon Smith</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://irasmithinc.com/blog/licensed-insolvency-trustee-2/</loc>
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			<video:title><![CDATA[12 Things A Licensed Insolvency Trustee May Not Tell You!]]></video:title>
			<video:publication_date>2016-03-09T21:00:08-05:00</video:publication_date>
			<video:description><![CDATA[If you are going to a licensed insolvency trustee because of your debt problems, you really must know what questions to ask.  Our video will give  you that.]]></video:description>
			<video:family_friendly>no</video:family_friendly>
			<video:uploader info="https://irasmithinc.com/blog/author/sammy/">Brandon Smith</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://irasmithinc.com/blog/bankruptcy-experts-in-on/</loc>
		<video:video>
			<video:title><![CDATA[BANKRUPTCY EXPERTS IN ON]]></video:title>
			<video:publication_date>2016-03-23T21:00:45-04:00</video:publication_date>
			<video:description><![CDATA[bankruptcy experts in on
http://www.irasmithinc.com
If you are in the Toronto, Vaughan or GTA and you are looking for bankruptcy experts in ontario, watch this video now for help.

VISIT OUR SITE: http://www.irasmithinc.com]]></video:description>
			<video:family_friendly>no</video:family_friendly>
			<video:uploader info="https://irasmithinc.com/blog/author/sammy/">Brandon Smith</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://irasmithinc.com/blog/credit-repair-toronto/</loc>
		<video:video>
			<video:title><![CDATA[CREDIT REPAIR TORONTO: HOW TO USE IT TO NOT RUIN YOUR LIFE]]></video:title>
			<video:publication_date>2016-03-16T21:00:14-04:00</video:publication_date>
			<video:description><![CDATA[Do you think it’s best to try a credit repair Toronto company before investigating the Canadian insolvency process? Our vlog explains why you should not.]]></video:description>
			<video:family_friendly>no</video:family_friendly>
			<video:uploader info="https://irasmithinc.com/blog/author/sammy/">Brandon Smith</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://irasmithinc.com/blog/debt-counseling-toronto/</loc>
		<video:video>
			<video:title><![CDATA[DEBT COUNSELING VAUGHAN]]></video:title>
			<video:publication_date>2016-02-24T21:00:50-05:00</video:publication_date>
			<video:description><![CDATA[http://www.irasmithinc.com   If done properly, debt counseling takes a holistic approach.  It looks at your specific situation, your family, your personal financial objectives and you a a person, not just another money spending machine.  Contact Ira Smith Trustee &amp; Receiver Inc. today to discuss debt counseling Vaughan.]]></video:description>
			<video:family_friendly>no</video:family_friendly>
			<video:uploader info="https://irasmithinc.com/blog/author/sammy/">Brandon Smith</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://irasmithinc.com/blog/consumer-proposal-vs-bankruptcy/</loc>
		<video:video>
			<video:title><![CDATA[CONSUMER CREDIT PROPOSAL - BANKRUPTCY OR CONSUMER PROPOSAL IN CANADA]]></video:title>
			<video:publication_date>2016-02-17T21:00:37-05:00</video:publication_date>
			<video:description><![CDATA[Are you considering consumer proposal vs. bankruptcy?  If so watch this video and then contact us so we can help you create a debt settlement plan today!]]></video:description>
			<video:content_loc>https://youtu.be/CeQLtAtSBEo</video:content_loc>
			<video:family_friendly>no</video:family_friendly>
			<video:uploader info="https://irasmithinc.com/blog/author/sammy/">Brandon Smith</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://irasmithinc.com/blog/surplus-income-in-bankruptcy/</loc>
		<video:video>
			<video:title><![CDATA[#VIDEO: DOES SURPLUS INCOME IN BANKRUPTCY SOMETIMES MAKE YOU FEEL STUPID?#]]></video:title>
			<video:publication_date>2015-12-30T21:00:58-05:00</video:publication_date>
			<video:description><![CDATA[Surplus income in bankruptcy is a difficult concept for many.  We hope our short video explains it for you.]]></video:description>
			<video:content_loc>https://www.youtube.com/watch?v=kadCAWOxrc0</video:content_loc>
			<video:family_friendly>no</video:family_friendly>
			<video:uploader info="https://irasmithinc.com/blog/author/sammy/">Brandon Smith</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://irasmithinc.com/blog/household-debt-in-canada/</loc>
		<video:video>
			<video:title><![CDATA[HOUSEHOLD DEBT IN CANADA]]></video:title>
			<video:publication_date>2016-03-30T21:00:29-04:00</video:publication_date>
			<video:description><![CDATA[According to the Canadian government, household debt in Canada is the highest ever, and the highest among the G7 nations. Our vlog explains why.]]></video:description>
			<video:family_friendly>no</video:family_friendly>
			<video:uploader info="https://irasmithinc.com/blog/author/sammy/">Brandon Smith</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://irasmithinc.com/blog/average-student-loan-debt/</loc>
		<video:video>
			<video:title><![CDATA[#VIDEO: DREAM CRUSHING AVERAGE STUDENT LOAN DEBT: REASONS WHY WE PITY YOU#]]></video:title>
			<video:publication_date>2015-12-23T21:00:37-05:00</video:publication_date>
			<video:description><![CDATA[It is very difficult for students entering the workforce as the average student loan debt is quite high. Our video presents some special insight.]]></video:description>
			<video:content_loc>http://youtu.be/zjByboG65oM</video:content_loc>
			<video:family_friendly>no</video:family_friendly>
			<video:uploader info="https://irasmithinc.com/blog/author/sammy/">Brandon Smith</video:uploader>
		</video:video>
	</url>
</urlset>
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